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  Client Testimonials  
 

" I started with Navigator’s Debt in November of 2005.  I had several conversations with Amy prior to making a final decision to use Navigator’s to help me decrease my credit card debt.  She was a very patient and understanding representative and was able to explain to me the process.  My decision to allow Navigator’s to decrease my debt was one of the best decisions I have made.  The program allowed me to turn several payments into one payment, waive some penalty fees, reduce interest rates and reduce the total amount paid each month.  As a result of all of the above, what would have taken many years to pay off now will take a lot less time and a lot less money.  Also, if I have any questions, Amy is prompt in responding and giving me a satisfactory answer.  If there is a problem with a monthly credit card statement, Amy is very efficient in resolving the problem.  It is a relief to know that my credit card debts are being paid through one source. "

Sincerely,

- Tony D. Marietta , GA

" I needed credit card debt consolidation help! Thank you so much for lowering my interest rates and the great service, if it was not for Navigators Debt I would be in debt forever! "

 

- Julianna, Fort Lauderdale, FL

" Being that I am very particular about my credit, personal information and where my money is spent I am beyond pleased with the results and service that Amy and Navigators Debt has provided me over the past years. While my income is great, due to me having a high debt to ratio, I was not able to negotiate a lower interest rate on the 15K in credit card debt. I needed to consolidate my bills! I would spend $600 a month to make the minimum payments due, yet 90% would go to the monthly interest accrued for that month so my balance barely went down. After joining the program I have seen a big difference in my principal balance go down. Navigators Debt was able to cut my interest rate in half from 21.5% to 6.5% interest rate! "  
- Gia, California

" I was referred to Navigators by a family member and I was very, very skeptical at first, but my family member said she’d had much success in paying off her debts through the program. I was assured everything would be fine once things got going, and they were right. My interest rates were reduced and I have been watching my statements come in with much lower balances every time! I recommend this to anyone seeking to become debt free! It really works! "  
- Dominique, Ft. Lauderdale , FL  

" I have been pleased with the service that I have received from Navigators Debt Negotiation Service. While I was cautious at first, about turning my finances over to someone else for reconciliation, I have found them to be trustworthy and efficient in handling this process. They have handled everything with as little involvement from me as possible, and always in a courteous manner. "  
- Jim, New Jersey  

" I was never late on my cards and I had really good credit but my interest rates kept going up. I did not want to harm my credit but I also didn’t want to keep paying on these cards for the rest of my life. What was the point in trying to pay these cards off if they were never getting paid off? The creditors certainly weren’t helping me! So with help from Navigators I see a dramatic difference in my balances. I am very happy with their service or I never would have written a testimonial for them! If you really want to get out of debt, the creditors back this program and I highly recommend it to anyone. My credit is better than ever now because my debts are going down so fast! "  
- Betty, Ft. Lauderdale , FL  
 
     

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